Standard investment advice is that you should invest in a diversified mix of stocks, bonds, and money market funds. If you are like most people you will invest part of your money aggressively in stocks, and part conservatively in money market funds and bond funds. The links below have on-line questionnaires which will give you an idea of how to do ';Asset Allocation,'; determining how much to put in each type of investment.
You want to buy a diversified portfolio of stocks as individual stocks are too risky. Highly knowledgeable people can buy a properly balanced portfolio, but most folks have a difficult time balancing things on their own. They will misbalance their portfolio by buying all small stocks or all growth stocks, or some other misbalanced assortment of stocks. Back in 2000, Some people bought all internet stocks; they got burnt when they all crashed together. You have to diversify across industries. Unless you know what you are doing, it is best to buy mutual funds. Buy no-load, low cost funds. Mutual funds should have expense ratios of less than 0.5%.
If your company offers a 401K plan at work, try to invest the most you can. The money grows tax free, and some companies will match your contribution. Investing in a mutual fund IRA is also a good idea. If you have children, you may want to consider a 529 plan or other college savings plan that grows tax free.
I like index funds. Because of their broad diversification, you are less likely to have a dramatic drop in value. They also have the lowest expenses. For stock funds, I would suggest putting ~70-80% of your money in the Vanguard Total Stock Market Index Fund. and ~20-30% in a foreign stock index fund. However, there are many different opinions out there on what the best mutual funds are. Read the links below and form your own opinion.
If you have high-interest debt, like credit cards, it is best to pay this off first before trying most of the investment ideas above. You should also have 3-6 months of salary saved up as an emergency fund in a bank or money market fund before trying more risky investments.
Believing advice you get on Yahoo answers can be risky, so read these websites for further information. If you find it too confusing, contact a professional financial advisor. They will charge you significant commissions, however.
Sources:
(all links are to non-profit groups or to Yahoo sites. None are solicitation)
http://finance.yahoo.com/education/begin鈥?/a>
http://finance.yahoo.com/funds/basics
http://www.vanguard.com/VGApp/hnw/planni鈥?/a>
http://sec.gov/investor/pubs/assetalloca鈥?/a>
Asset Allocation Calculators
(Determining how much to put in stocks and how much into bonds and money markets is a personal decision depending on your financial status. These Asset Allocation questionaires give you a rough idea how to do this.
https://personal.vanguard.com/VGApp/hnw/鈥?/a>
https://ais2.tiaa-cref.org/cgi-bin/WebOb鈥?/a>How a beginner can enter in to stock market?
Better yo go here and learn step by step.
http://stockexchangenews.blogspot.comHow a beginner can enter in to stock market?
First of all open a Demat account either with a Bank or a Broker (eg ICICI Bank ; http://www.icicidirect.com , Sharekhan; http://www.sharekhan.com , India bulls etc).
Then slowly start investing in IPOs which are relatively safe and give good return on listing. As you go on you will get a feel of market and then you can start investing in secondary market.
Regarding tips, so start watching CNBC TV18, NDTV Profit, CNBC Awaaz and Zee Business. They have very good coverage of stock market, and some of the program discuss stocks in detail where you can even ask questions related to stocks. It helps a lot in deciding where to invest.
Furthermore you can also invest in mutual funds, which donot give as good returns as the market, but the risk component is very less and the returns are quite decent.
You can also go through the following websites to get more info on share market
http://www.rupya.com
http://www.chittorgarh.com
http://www.valueresearchonline.com
http://www.moneycontrol.com
dont, put it in the building society, it will take a good 5 years fot this mess to get sorted. God bless america!
go to wallstreet
There are numerous books on investing that will give you insight into the stock market. Also reading the wall street journal would be useful.
http://www.knopman.com
Gather information on the internet. You can make trades through a broker or by opening online accounts with ';Sharekhan'; or ';Reliance'; and trade through the internet.
It is to risky to enter directly in to stock market. Try first with paper money i.e, make a protfolio put imaginary money in it, later when u r comfortable invest in stocks.
for beginners it is always best to invest in mutual funds on regular bases (SIP)
Read the guide to stock market here http://www.maheshonline.com/guide-to-inv鈥?/a>
by
following this blog - even older posts for reasoning %26amp; study
www.shares2share.blogspot.com
You should open a demat a/c and trading a/c to start trading in the stock market. Enter by investing in large cap stocks as it would be safe.
Look at this excellent tutorial on getting started with the stock market :
Read a few books and learn about the stock market.
www.TheMapleInvestor.com would be a great place to start
BEGINNER IN STOCK MARKET ??
I have specially designed this site for beginners in stock market along with live quotes and daily updates on current market.I hope this site will create good opportunity for readers who want to enter in stock market.
awaiting for any suggestions.... :))
thankyou
http://kb-indianstockmarket.blogspot.com
Investopedia website is a good starting point in getting your fundamentals of stocks, right. Otherwise, sky is the limit. Its a huge field out there. If you don't want to research too much, find a good mutual fund and leave the research to its fund manager. You can keep buying the units of this fund at regular intervals of time so that every short-term bull and bear trends would get averaged and would give you a good long-term return.
basic thing is u should invest money which u dont require in the short term like u invest today and need in a couple of week/month's time. dont follow other's as it is mostly setiment driven market and people tend to believe what all people are doing is right. find a suitable broker in ur locality and ask his advice. nowadays banks ae also giving advice. if u want to buy/sell shares u've to create an demat ac. for details contact banks, or leading broking house like karvy, indiabulls,reliance money. for more details u can visit economictimes.com, moneycontrol.com, nseindia.com
Ever thought of investing in your own business?
http://www.myearnpro.com/jolly/
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